Small business loans for those without established credit; must meet certain income requirements. Phone: (619) 584-1612 Website: www.lamaestra.org
Credit Assistance 
Springboard Non-Profit Consumer Credit Management
Offers education on the wise use of credit and free one-on-one credit counseling. Phone: (800) 431-8456, Website: www.credit.org
Money Management International – Consumer Credit Counseling Service
Teaches people to understand their credit, and manage debt effectively. Phone: (866) 531-3804, Website: www.moneymanagement.org
AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). Website: www.annualcreditreport.com
The following three organizations maintain individual credit records; contact them to dispute or inquire about your credit reports: Experian: 1 (888) 397 3742, www.experian.com Equifax: 1 (800) 685-1111, www.equifax.com Trans Union: 1 (800) 888-4213, www.transunion.com
Southeastern Development Corporation (SEDC) Entrepreneur Academy
Offers seminars twice a year including a bankers’ series focusing on loan eligibility criteria. Phone: (619) 527-7345, Website: www.sedcinc.com
